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Built for Executives

When a crisis strikes your financial institution, the board doesn't ask about your coverage. They ask what you're doing about it.

You need more than insurance. You need confidence, clarity, and counsel.

As a financial institution executive, you carry personal exposure that extends beyond institutional risk. Your D&O coverage, your reputation, and your ability to lead through challenging events depend on having the right partner in place before you need them. The time to build that relationship is now—not when you're facing a regulatory investigation or shareholder action.

We've spent more than 20 years exclusively serving FI leadership teams. We protect institutions, and we protect the executives who run them. That dual focus shapes everything we do.

What executives actually need from their broker comes down to three things: time back in your day, personal protection that holds up under pressure, and board-ready answers when it counts.

We Give You Time Back

We translate insurance complexity into executive decisions.

Financial institution executives don't have time to wade through 200-page policies or sit through technical presentations about coverage mechanics. You need business intelligence: What's the risk? What's the recommendation? What's the cost?

That's how we communicate. Every deliverable is built for executives who need to make decisions and move on. Board-ready summaries, not broker-speak dissertations. Clear recommendations with supporting rationale, not open-ended options that create more work.

Our reporting structure reflects how you actually operate. We surface what matters, flag what's changed, and tell you what we think you should do about it. You stay informed without becoming the project manager of your own insurance program.

The time you used to spend deciphering coverage language or chasing broker updates goes back to running your institution.

We Protect You Personally

Your D&O policy isn't just another corporate coverage. It's your personal safety net.

Most executives understand D&O protection exists, but few have examined how it would actually perform under stress. Which exclusions could leave directors exposed? How do plaintiff attorneys typically attack executive decisions? What happens to your personal assets if the institution's coverage gets exhausted or disputed?

We know the answers because we've watched these scenarios unfold across two decades of FI claims. We've seen which policy structures hold up and which ones create gaps that only become visible during litigation. We structure coverage that protects both the institution and the individuals leading it—because those interests don't always align when a claim gets serious.

Personal protection means thinking through scenarios most brokers don't raise. Side A coverage for when corporate indemnification fails. Adequate limits that account for defense costs in prolonged regulatory matters. Severability provisions that prevent one executive's conduct from contaminating coverage for the entire board.

When regulators investigate or shareholders sue, you're covered personally. Not theoretically. Actually.

We Provide Air Cover During a Crisis

When disaster strikes, we become your strategic counsel.

A major claim or regulatory action doesn't just threaten the institution—it consumes executive attention at exactly the moment you need to be leading. Someone has to manage the insurance response: coordinating with carriers, documenting the timeline, navigating coverage questions, ensuring nothing gets waived or compromised. That someone should not be you.

We handle the complexity behind the scenes so you can manage the business response. We brief you on talking points for the board. We prepare you for discussions with regulators and coverage counsel. We anticipate questions before they get asked and make sure you have answers ready.

This isn't reactive support. It starts before you have a claim. We build crisis protocols during the coverage placement process—establishing who to call, what to document, and how to communicate. When something happens, we're not scrambling to understand your program. We're executing a plan we built together.

The result: you report to your board with confidence, knowing both the institution and its leadership are protected. You lead through the crisis instead of being buried in it.

The Executive Standard

Most brokers serve institutions. We serve the executives who lead them.

That distinction shows up in how we communicate, what we prioritize, and how we respond when things go wrong. Every interaction is designed for leaders who need clarity, protection, and confidence—not more complexity to manage.

Your time is valuable. Your personal exposure is real. Your board expects you to have this handled. We make sure you do.

Want to see how your current program measures up?

We'll review your existing D&O program through the same executive lens we use with every client. You'll see exactly where your personal protection stands and what board-ready coverage looks like in practice.

​>>>Book a coverage review here.​

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Stay Covered,

Natasha & Mark

Co-Founders and Managing Partners

LION Specialty
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